Kimberley Martin - Homes of New Hampshire Realty



Posted by Kimberley Martin on 10/14/2018

If you recently bought or sold a house, it may be only a matter of weeks before moving day arrives. As such, you may want to start planning ahead and contact a moving company to help you prepare for the big day.

Ultimately, not all moving companies are created equal. And if you make a poor selection, you risk encountering problems with your moving company as you try to take your belongings from one address to another.

Differentiating one moving company from another can be simple. In fact, there are several questions that you should consider before you hire a moving company, and these are:

1. What do I need from a moving company?

Moving from a big house to a small one is very different than relocating from an apartment to a home. Thus, you should consider your moving day needs and tailor your search for a moving company accordingly.

Don't forget to evaluate your moving day budget too. If you consider how much money is at your disposal, you can map out a search for a mover and discover a moving company that falls within your price range.

2. What services does a moving company offer?

Many moving companies will help you pack up your belongings, move them to your new address and help you unpack. Comparatively, some moving companies only offer limited support on moving day.

Think about which moving day services you'll need before you choose a moving company – you'll be glad you did. If you know what you want out of a moving company, you can narrow your search and quickly find a mover that will match or exceed your expectations.

3. What are past clients saying about a moving company?

Oftentimes, it helps to look at client reviews for moving companies. These insights can help you understand what it is like to work with a particular moving company before you make your final decision.

If customers frequently rave about a moving company, this is a positive sign. In this instance, you may want to move quickly to hire a moving company for your upcoming relocation.

On the other hand, a moving company that receives many negative reviews should raise red flags. If most customers are not satisfied with the support they receive from a particular moving company, you may want to consider other movers.

Finding the right moving company may seem difficult, particularly for individuals who have only a limited amount of time to relocate. But if you collaborate with a real estate agent, you may be able to discover the ideal moving company in no time at all.

In addition to helping you buy or sell a home, a real estate agent will make it easy for you to enjoy a seamless move. A real estate agent likely can put you in touch with the top moving companies in your area. As a result, a real estate agent can help you find a great moving company, regardless of when you need to relocate.





Posted by Kimberley Martin on 10/7/2018

If you’re looking to make changes to your home in a big way but don’t have the time or the budget, there’s plenty of things that you can do in order to bring your home to another level without breaking the bank. 


Look From The Outside In


Enhancing the landscaping and curb appeal of your home can be an easy project to add value and comfort to your home. Whether you’re getting ready to sell or you just want to feel more at home, making your home look more inviting from the outside is a worthwhile project. 


Open Some Space


Just knocking down a wall can make a huge difference in your home. Once a wall is removed, it can really transform your space. Be careful though, as knocking down a wall where plumbing is or electrical work is can disrupt a lot. This can become very costly, so you may not want to undertake such a big project. Also be mindful of reconnecting floors or moving features like a kitchen island. Be sure to get a few quotes from contractors for these jobs before you settle with one.


Get New Windows


Putting in new windows is a great project that can add a lot of value to your home. You should really replace the windows in your home every 20-25 years. Updating the windows in your home not only changes the look of your home but makes it more energy efficient as well. The extra insulation can also help to keep out noise disturbances and keep your home a quiet place to live. If you live near a main road, new windows are a must. 


Upgrade Appliances 


There is nothing more attractive to buyers and homeowners alike than new appliances. These are fairly cheap investments considering their returns. You can replace one appliance or go for a whole new kitchen if you’d like. It all depends on the condition of the appliances. Even simply replacing the washer and dryer can make your life easier and also make your home more attractive to buyers when you decide to sell.


Change Up The Floors


Simply switching your carpet or ripping up carpets to put in hardwood floors can be a huge game changer for your home. The costs of these improvements can vary greatly. The size of your rooms and the type of materials that you choose can affect the costs as well. 


Get Organized


Putting in shelving or other organizing systems to help you and your family keep organized can be invaluable. Not having to deal with constant clutter can reduce stress and make your home look more presentable. This is another improvement project that is totally worthwhile for you to complete.





Posted by Kimberley Martin on 9/30/2018

If you’ve been considering taking the next step toward homeownership, you’ve likely heard about FHA loans. Offered by the Federal Housing Administration (hence, “FHA”), these loans are great for a number of people hoping to purchase a home but who don’t have a large down payment saved.

There are many misconceptions about FHA loans since they’re often advertised by large, private mortgage lenders but are technically a government program. In order to clear up some of the confusion, we’ve provided answers to some frequently asked questions regarding FHA loans.

Read on to learn about FHA loans and how they might help you purchase a home.

Who issues an FHA loan?

FHA loans aren’t issued by the government. Rather, they’re issued by private lenders but insured, or “guaranteed,” by the government.

Since lenders want to make sure they’ll see a positive return from lending to you, they typically want you to have a high credit score and a large down payment (typically 20%). However, not everyone is able to meet those requirements. In this situation, the FHA is able to help you acquire a loan by giving your lender a guarantee.

Are there different types of FHA loans?

Yes. In fact, there are nine distinct types of loans guaranteed by the FHA. These include fixed rate mortgages, adjustable rate mortgages, refinance loans, reverse mortgages, VA loans, and more.

What do you need to qualify for an FHA loan?

It’s a common misconception that you need to be a first-time buyer to qualify for an FHA loan. However, if you have previously owned a home that was foreclosed on or if you’ve filed for bankruptcy, the foreclosure and bankruptcy have to be at least three years old.

You’ll also need to demonstrate a stable employment history, usually including two years of employment with the same employer.

Finally, the FHA will ask you for your current and previous addresses, the last two years tax returns, and the W-2 forms from any of your recent jobs.

What is the most I can borrow with an FHA loan?

The FHA sets mortgage limits on loans depending on the state and county you’ll be living in. For a single-family home, the limit ranges from $275,000 to $451,000. So be sure to check the limits for your state and county.

Can you refinance an FHA loan?

Refinancing a loan is a great way to receive a lower interest rate or to shorten the term of their mortgage to save in the total number of interest payments. In fact, the FHA typically only allows refinancing when it will result in lower interest payments on a loan.

What is the minimum credit score needed to qualify for an FHA loan?

While you don’t need excellent credit to qualify for a loan, the FHA will require you to have a score of at least a 580. You can check your score for free online from a number of companies, such as Mint or Credit Karma. Be aware, however, that scores vary between credit bureaus. So, it’s a good idea to check your FICO score once per year, which is the score used by mortgage lenders.




Categories: Uncategorized  


Posted by Kimberley Martin on 9/29/2018


144 Oak Hill Road, Weare, NH 03281

Rental

$2,000
Price

3
Bedrooms
8
Rooms
2
Baths
Antique Home Lovers...Welcome Home! 200+ year old post and beam is just waiting for you! Beams were hand-hewed in the early 1800 from primeval forests. The center constructed of 30 foot hand-hewed 12 by 12 beams fully exposed. Some of the boards that make up the downstairs ceilings are nearly 30 inches wide pine and irreplaceable in today's lumber industry. The floors throughout the house are wide pine boards all original except for the kitchen and great room which were updated/built in 1993. NH historians suggest that the trees that build this house escaped the 1700 clear-cut timber that went to support England's ship yards. The open concept kitchen/ living area is perfect for entertaining. Stroll outside with your coffee to the peaceful backyard, or grab a comfy seat in the family room next to the floor to ceiling field stone fireplace...did I mention this room has radiant floor heat! This home has all the charm expected from an Antique Colonial. Come take a look! Lease with option to buy. Credit Check and Background Check House is also for sale under mls 4711837
Open House
No scheduled Open Houses






Tags: Weare   Real Estate   Rental   03281  
Categories: New Homes  


Posted by Kimberley Martin on 9/24/2018


144 Oak Hill Road, Weare, NH 03281

Single-Family

$340,000
Price

3
Bedrooms
8
Rooms
3
Baths
Attention Antique Home Lovers...Welcome Home! This 200+ year old post and beam is just waiting for your final touches, big hugs and some TLC! Beams were hand-hewed in the early 1800 from primeval forests. The center bents are constructed of 30 foot hand-hewed 12 by 12 beams fully exposed. Some of the boards that make up the downstairs ceilings are nearly 30 inches wide pine and irreplaceable in today lumber industry. The floors throughout the house are wide pine boards all original except for the kitchen and great room which were updated/built in 1993. NH historians suggest that the trees that build this house escaped the 1700 clear-cut timber that went to support Englands ship yards. The open concept kitchen/ living area is perfect for entertaining. Stroll outside with your coffee to the peaceful backyard, or grab a comfy seat in the family room next to the floor to ceiling field stone fireplace...did I mention this room has radiant floor heat! This home has all the charm expected from an Antique Colonial. Come take a look!
Open House
No scheduled Open Houses






Tags: Weare   Real Estate   Single-Family   03281  
Categories: Price Change  




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