Kimberley Martin - Homes of New Hampshire Realty



Posted by Kimberley Martin on 11/20/2018


80 Bridge Street, Hillsborough, NH 03244

Rental

$1,600
Price

3
Bedrooms
10
Rooms
2
Baths
Have a large family? Perfect! This home has a lot of room! BRAND NEW FURNACE installed (05/02/2018). This is a GREAT PROPERTY! Unique cape with such character & personality! Bright eat-in kitchen, french doors, tin ceilings, screened front porch, bright sunny enclosed side porch, acre lot partially fenced, mature flowers, beautiful maple tree and birch tree (to name a few). Detached garage with stairway to loft storage, plenty of room to grow!! Convenient location to school district, short walk to downtown, and to Grime's Field...Home of the famous Hillsborough Balloon Festival, a short walk to Butler Park, minutes to NH9/Rt 202 and Rte 149. 3 year new roof! So much charm....so much room! Seller offering: Either Month-to-month, or 6 month lease , or lease with option to buy
Open House
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Tags: Real Estate   Hillsborough   03244   Rental  
Categories: Price Change  


Posted by Kimberley Martin on 11/18/2018

We all know that buying a home is expensive. For first-time buyers who donít have the luxury of equity for a down payment, it can be difficult to find a way to finance your home without taking on a huge interest rate and mortgage insurance.

Fortunately, loan programs like those offered by the U.S. Veterans Affairs can be a godsend. However, there is a great deal of confusion around who is eligible for VA loans and how to acquire them.

So, in todayís post, weíre going to cover some of the frequently asked questions of VA loans. That way, you can feel confident in knowing whether or not itís a good financing option for you and your family.

VA Loans FAQ

Who is eligible for a VA Loan?

VA loans arenít just for veterans. Most members of the military, including Reserve and National Guard members can apply. Additionally, spouses of service members who died from a service-related disability and those who died on active duty can apply as well.

How long do you have to service to be eligible?

The VA defines eligibility as having served no less than 90 days of service during wartime and 181 days of continuous service during peacetime.

Who are VA Loans offered by?

Like any other loan, VA loans are offered by private lenders. The difference is that VA loans are guaranteed by the government. That means that the federal government takes on some of the risk of lending to you, therefore making it possible to secure a loan with little or no down payment.

Should I make a down payment on a VA loan?

If you have the means, making a down payment will almost certainly save you money in the long run. If you can put down 10% of your total mortgage amount, you can also significantly reduce the VA Funding Fee.

Will I have to pay private mortgage insurance?

Private mortgage insurance (PMI) is something that borrowers pay on top of their mortgage payments and interest. This additional insurance helps borrowers buy a home with a small down payment. VA loans allow you to secure a mortgage without PMI.

Are VA loans different for active duty, National Guard, and Army Reserve members?

Each type of service member is eligible for a VA loan. However, there are some minor differences regarding the VA Funding Fee. With no down payment, an active duty member would pay 2.15% of the loan amount in fees. National Guard and Army Reserve members pay around 2.40% with no down payment.

What does my credit score need to be to get a VA loan?

The VA doesnít have a set minimum credit score. However, the private lenders that offer the loan do. On average, the lowest credit score that you can secure a VA loan with is around 620. That being said, a higher score will secure you a lower interest rate, saving you money over the lifetime of your loan.




Categories: Uncategorized  


Posted by Kimberley Martin on 11/14/2018


16 Maple Drive, Pelham, NH 03076

Condo

$219,000
Price

2
Bedrooms
5
Rooms
1/1
Full/Half Baths
Fully renovated 2 bedroom condex in neighborhood setting on cul-de-sac road. Entire home freshly painted, new carpet in lower-level family room which has walk out to back yard. The large eat-in kitchen has upgraded cabinets, granite counters and all stainless steel appliances stay. 2 bedrooms and full bath on second floor. Hardwood and tile throughout except lower level family room. Newer septic (2000), roof 3 years young, electric heat 2 years young, updated windows. Large deck, spacious backyard. All this in a good commuter location. No Condo Fees!! Come take a look today!
Open House
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Tags: Real Estate   condo   Pelham   03076  
Categories: Price Change  


Posted by Kimberley Martin on 11/14/2018


16 Maple Drive, Pelham, NH 03076

Single-Family

$219,000
Price

2
Bedrooms
5
Rooms
1/1
Full/Half Baths
Fully renovated 2 bedroom condex in neighborhood setting on cul-de-sac road. Entire home freshly painted, new carpet in lower-level family room which has walk out to back yard. The large eat-in kitchen has upgraded cabinets, granite counters and all stainless steel appliances stay. 2 bedrooms and full bath on second floor. Hardwood and tile throughout except lower level family room. Newer septic (2000), roof 3 years young, electric heat 2 years young, updated windows. Large deck, spacious backyard. All this in a good commuter location. No Condo Fees!! Come take a look today!
Open House
No scheduled Open Houses






Categories: Price Change  


Posted by Kimberley Martin on 11/13/2018


112 English Village Road, Manchester, NH 03102

Condo

$107,000
Price

2
Bedrooms
5
Rooms
1
Baths
Back on the market due to Buyers Cold Feet...Now is your opportunity! Beautifully updated, move-in ready 2nd floor 2 bedroom corner unit at Pine Wood Estates. Home has hardwood and tile floors throughout. Upgraded lighting in kitchen, and hallways has motion sensors and timers to cost savings. Living room lighting on dimmers. The beautiful tiled bathroom has an added bonus of having your own in unit washer!! Fees include heat and hot water. There is an in-ground pool, use of barbecue area with tables. Storage unit and coin-op laundry in basement. Pets allowed. Secure entry building with brand new exterior security cameras. Will not qualify for FHA or VA
Open House
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Tags: Manchester   Real Estate   condo   03102  
Categories: Price Change  




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