Kimberley Martin - Homes of New Hampshire Realty



Posted by Kimberley Martin on 3/3/2019

For a first-time homebuyer, it is important to realize that a home seller's acceptance of your initial offer provides no guarantees. In fact, a homebuyer will still need to complete a home inspection before a home sale is finalized.

A home inspection is a valuable opportunity to learn about any potential issues with a house. After the inspection is finished, a homebuyer has the opportunity to submit a counter-proposal, rescind a proposal or keep his or her current offer intact.

Ultimately, hiring the right home inspector can make a world of difference for a homebuyer. With an expert home inspector at your side, a homebuyer can gain insights into a house's pros and cons and determine whether a house is a viable long-term investment.

So what does it take to employ the right home inspector? Here are three tips to help a first-time homebuyer do just that.

1. Conduct an Extensive Search

Search far and wide for a home inspector – you'll be glad you did. If you allocate the necessary time and resources to locate a skilled home inspector in your area, you can boost your chances of identifying potential home problems before you complete a home purchase.

A first-time homebuyer can begin a search for an expert home inspector online. A simple web search is sure to provide plenty of results, and a homebuyer then can perform an in-depth review of local home inspectors' credentials.

Furthermore, don't hesitate to ask family members and friends for assistance. If a loved one recently sold a house and had a great experience with a home inspector, it may be worthwhile to hire this same professional to perform your home inspection.

2. Look at a Home Inspector's Background

How many years of industry experience does a home inspector have? What are past clients saying about a home inspector? And how does a home inspector approach each job? These are some of the questions that a first-time homebuyer should consider as he or she assesses a home inspector's background.

In addition, a homebuyer can always reach out to a home inspector directly to learn more about this professional's experience. A face-to-face or phone conversation with a home inspector may require only a few minutes to complete and can help a homebuyer make an informed decision.

3. Consult with a Real Estate Agent

A real estate agent can help you discover your dream house as well as put you in touch with the top home inspectors in your area. As a result, this housing market professional will ensure you can purchase a first-rate house that matches or exceeds your expectations.

If you're uncertain about whether to hire a particular home inspector, it never hurts to consult with a real estate agent. By doing so, you can gain honest, unbiased tips to determine whether a home inspector is the right person to evaluate your residence.

Employ the best home inspector prior to completing your home purchase – use these tips, and a first-time homebuyer should have no trouble hiring a superior home inspector.




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Posted by Kimberley Martin on 2/24/2019

A commuter is someone who regularly travels from one place to another because of work. Commuters spend a lot of hours per day to get to work daily which may require a lot of sitting or driving in a bus/car. When they get to work, they still must sit for hours in the office and then drive back home while sitting in a bus/car. During this long commute, getting fit through exercising every day for at least 30 minutes might not be possible.

To get fit, you must change your routine. For example, if you're always sitting on a bus or train to get to work, and then sit all day at work, you might need some ideas about adding a fitness routine into your commute.

To improve fitness while you commute, instead of always sitting to get to work, you can decide to stand for at least 10-15 minutes to strengthen your muscles. Alternating sitting and standing burns calories, strengthens your core, and reduces back pain.

Also, if you are riding a car to work every day, it requires a lot of sitting which can cause neck pain and backache. To work out while driving, you can stretch during slow traffic or when there is a red light. Better still, you can simply park your car and take 10-15 minutes break while stretching yourself before you continue your drive.

For more ways to add exercise into our commute consider these: 

  • Get a bike: To improve strength you might need to buy a bike and ride it to work instead of taking the bus. If your commute is very far, you can ride the bike for at least 20-30 minutes and then take a bus at the next available bus stop. Make sure that you wear a helmet and jacket when commuting via bicycle and when you get to work you can change to your office clothes.
  • Park a bit farther from your workplace: When commuting by car, to increase fitness, park your car a distance from your office. Then, walk to your workplace. Your muscles will be active, and you’ll gain energy when you do this every day.
  • Don't use the elevator: Decide to take the stairs to your office. If your office is on the 4th floor, you can take the stairs to the 1st or 2nd floor and then use the elevator for the rest to reduce the risk of knee pain. Practice this every day, and you will become fit more quickly.
  • Breathe In and Out: For sitting commuters to get exercise, try breathing in and out slowly for at least two to three minutes. The aim of this exercise is to reduce stress and make you relax.

A long commute doesn’t mean you can’t get in some exercise, but if you’d rather live closer to work, talk to a real estate agent about reducing your commute.




Tags: fitness   commute   get healthy  
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Posted by Kimberley Martin on 2/17/2019

Not every home will have all of your favorite features. It is especially true if you live in a condominium home in a large city or just couldn't afford the neighborhood of your dream home. You might end up with some unique configuration that you don't love or a view out your windows or balcony that is less than desirable. So, what can you attempt to mitigate the lack of views from your home to assist you in making the most out of your living space to enjoy life in your current home?

Plants. 

Houseplants remain a great way to improve the view from your windows or balcony. Hang a window box or grow a vine up a trellis on your balcony to help distract you from the brick wall across the alley or dumpster down below. Place indoor trees near your windows or between windows and furniture so you when you look toward the light you see beautiful and uplifting greenery.

Wallpaper, Wall and Window Decals. 

An excellent way to liven up your space and draw attention away from the view out your windows is to introduce attractive wall coverings. If you like bright colors, try a creative pattern of wallpaper that attracts the eye. You might live in a city but wish you were closer to or had a view of nature. Luckily there are many wall-decals you can install that depict forests, beach scenes or open fields. If you merely want to cover up the view from your windows without losing daylight try patterned white or opaque window decals that add texture to your space without adding noise or stealing light away from your home.

Screens. 

There are many folding screens you can use to add structure and interest to a room that covers your windows without taking up too much space or blocking a lot of light. Find a natural wood carved screen, a bright white folding screen or a cloth screen in a pattern and color you find uplifting and turn that into your new view.

Creative Window Treatments. 

Finally, go with a good old window treatment. You can find tall opaque screens that cover your windows while letting in the light. Use curtains and beautiful drapery around your window or balcony doors to create intrigue and add to the design of your space.

A combination of some of all of the ideas above can readily help you transform your home and help you cope with a less than stellar view. Don't overdo your cover-up and crowd your home but consider which tricks will best help you create the illusion of beauty out your windows to help you best enjoy your home.




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Posted by Kimberley Martin on 2/10/2019

The decision to purchase a second home may be one of the biggest choices you will make in your lifetime. As such, it is important to consider all of the factors associated with a house purchase before you embark on a quest to acquire a second residence.

Now, let's take a look at three key factors to evaluate as you weigh the pros and cons of purchasing a second home.

1. Your Current House

Consider the state of your current house – you will be happy you did. If you assess your current residence, you may be better equipped than ever before to determine if now is a good time to start a search for a second house.

For instance, if your home needs a new roof or requires other repairs, you may want to complete these improvements first. After these house repairs are finished, you then can kick off a search for your second house. Perhaps most importantly, you can launch this home search with the reassurance that your current house is in good shape and likely won't require significant repairs in the near future.

2. Your Finances

If you still have a mortgage on your current house, you may want to focus on paying that off first. Once your mortgage is paid in full, you can conduct a search for a second house without having to worry about paying two mortgages at once.

Of course, if your current house's mortgage is paid in full, you should still evaluate your finances closely. Ensure you have sufficient finances to cover a mortgage for a second house, as well as your everyday expenses. By doing so, you can hone your search for a second house to residences that fall within your price range.

3. Your Immediate and Long-Term Plans

Think about why you want to buy a second home in the first place. Then, you can determine how this decision may impact your immediate and long-term term plans.

For example, if you want to return to college, buying a second home may affect how much money you have at your disposal that you can use to go back to school. On the other hand, if you hope to get a work promotion in the foreseeable future, you soon may have additional funds to help you make your dream of owning a second home come true.

As you decide whether to launch the search for a second house, take some time to consult with a real estate agent. A real estate agent is a homebuying expert, and he or she can provide housing market insights that you may struggle to obtain elsewhere. Plus, a real estate agent will guide you along the homebuying journey and can help you acquire a top-notch house at a budget-friendly price.

Account for these factors before you start your search, that way you can make an informed decision about whether now is the ideal time to pursue a second residence.




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Posted by Kimberley Martin on 2/3/2019

Submitting a "fair" offer on your dream home may seem difficult, particularly for a first-time homebuyer. Lucky for you, we're here to help you determine what it takes to submit a fair offer on a home that increases the likelihood that a home seller will accept your proposal without delay.

Now, let's take a look at three tips to ensure that a first-time homebuyer can submit a fair offer on a house.

1. Study the Housing Market Closely

Are you preparing to submit an offer in a buyer's market or a seller's market? Ultimately, the current state of the housing market may help you define a fair proposal based on the sector's conditions.

For example, a buyer's market frequently includes an abundance of top-notch residences and a shortage of homebuyers. In this market, you may be able to submit an offer at or below a home seller's initial asking price and receive an instant "Yes."

On the other hand, a seller's market usually features a shortage of high-quality houses and an abundances of homebuyer. As such, you may need to submit an offer at or above a home seller's initial asking price if you want to secure your dream residence.

For first-time homebuyers who analyze the housing market closely, they should be able to differentiate between a buyer's market and a seller's market. That way, a first-time homebuyer can determine fair market value for a residence and submit an offer that corresponds to it.

2. Evaluate Your Homebuying Budget

There is no need to overspend for a house, regardless of the current housing market's conditions. But with a homebuying budget in hand, a first-time homebuyer can resist the urge to pay too much to acquire an outstanding residence.

Getting pre-approved for a mortgage often provides a great option for those who are uncertain about how much they can spend on a home. This budget will enable a homebuyer to narrow his or her home search based on the finances at his or her disposal.

Meet with a variety of banks and credit unions to learn about all of your mortgage options. Then, you can select a mortgage that matches your budget and move one step closer to acquiring a terrific residence.

3. Work with a Real Estate Agent

A real estate agent is a must-have for a first-time homebuyer, and for good reason. This housing market professional can teach you about the intricacies of buying a house and help you submit a fair offer on a residence any time you choose.

Furthermore, a real estate agent will guide you along each stage of the homebuying journey and help you overcome any potential pitfalls along the way. And if you ever have homebuying concerns or questions, a real estate agent is happy to respond to them at your convenience.

Take advantage of the aforementioned tips, and by doing so, a first-time homebuyer should have no trouble submitting a fair offer on a residence.




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Kimberley Martin
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